Documenting Hail Damage for Insurance: A Photo Checklist
Jeremy Hays
October 14, 2026
Good records after a hailstorm are simple: dated photos taken from the ground, a sense of scale in each one, saved
Good records after a hailstorm are simple: dated photos taken from the ground, a sense of scale in each one, saved
Not always. Gutters are not part of the roof covering, so a new roof does not automatically require new gutters, but
Sometimes. Whether a roof replacement needs a permit depends on your city or county, and the rules can change, so the
Physically, yes. A roofer walks on shingle roofs all day, but trained crews wear fall protection, know where to step and
Yes, a roof can be replaced in cold weather, and many crews work through Oklahoma winters. But cold changes how shingles
Sometimes. Installing new shingles directly over existing ones is called an overlay or layover, and it is allowed in some places
Sometimes. Hail damage can be repaired when it is limited to a small area and the rest of the roof is
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When you compare synthetic underlayment vs felt, you are comparing two versions of the layer that sits between the wood deck
The difference between a standing seam and an exposed fastener metal roof is where the screws go. On a standing seam